The hardest part of using Apple Pay is setting it up and adding your cards, and that’s as easy as simply entering your card information. Once you set it up, you can use Apple Pay to check out contactless at most retailers with your iPhone or Apple Watch, and also use it to check out online from many online stores. 

How to use Apple Pay

Step 1: Set up Apple Pay

To set up Apple Pay, you just need to go to Settings, then find Wallet and Apple Pay.  Then tap on Add Card and follow the prompts to add your new card.  Once you add your card to your Wallet, you can edit your settings to suit your needs. You can choose to enable Apple Cash, enable the double-click side button to work as a shortcut for Apple Pay, add Express Transit Cards to pay for transit automatically without passcode or Face ID, edit your transaction information like default card, shipping address and contact info, and toggle payments on Mac on and off. 

Step 2: Double-click right side button

Double-clicking the button on the right side of your iPhone brings up your cards to pay. Just choose your payment card when the Wallet comes up.

Step 3: Enter passcode to pay

Once you’ve chosen a card from your iPhone’s Wallet, you’ll be prompted to enter your passcode to authorize and pay for your purchase.

Step 4: Hold near reader

Entering your passcode authenticates your payment, then just hold your phone within about an inch of the card reader to process the transaction. That’s it, Apple Pay is as easy as Apple pie. Sorry, I had to.  Also: How can I keep my credit card details from being stolen online? To use Apple Pay online, tap on the Apple Pay option at checkout from your iPhone or other Apple device. Then you’ll be prompted to either enter your passcode or use Face ID to authorize the payment. After this, you’ll be able to check out as usual with your Apple Pay information already filled in, so you won’t need to sign in again or enter your card information.